According to CNBC, 36 percent of Americans don’t think they’ll ever have enough money to retire. So if you’ve got a 401k through your employer and you’re making regular pre or post-tax contributions each month, you’re in great shape financially. But as a working professional with a standard 401k and a talent for spotting amazing…
Are you in the real estate business or want to venture into the industry but can’t access conventional loans? If so, you’ve most likely considered getting a hard money loan. But, do you understand the basics of a hard money loan? If not, you must, as things can get complicated fast with these loans. Luckily,…
Did you know that on average, banks rake in around $9 billion in overdraft fees each year? We’ve all been there at some point or another. Among other common personal banking mistakes, overdrafting on your account is avoidable. So, how do you avoid that dreaded fee and other common banking mistakes? Continue reading for a few…
Cryptocurrency has become one of the most exciting asset classes you could possibly invest in. What began in 2009 with bitcoin has become a multitrillion-dollar cryptocurrency market, with investors from all around the globe. The reason investors are flocking to crypto? The gain potential is huge. New currencies are launched, often for pennies on the…
Work hard, and you’ll prosper, right? While this motto is the heart of the American Dream, not every American believes it’s true in 2022. In fact, only about 58% of Americans think working hard is worth the effort. One reason why that’s the case is because knowledge has increased. We know that the top elite…
Did you know that the market capitalization for the crypto market has reached over $2.5 trillion? Without a doubt, more people start crypto trading every day since it has proven to be a profitable market. But, with so many crypto trading platforms out there, it can be difficult to choose the right one. Would you…
Do you believe you don’t make enough money and are looking for ways to increase your income? If so, you aren’t alone. Reports show that 45% of Americans now have some kind of side hustle. The question is, do you want to continue trading your time for money? If not, starting a passive income stream…
If you’ve traveled anywhere within the past ten years you’ve probably booked a place to stay with Airbnb or at least used the site to check out what’s available. Airbnb is an online marketplace that allows everyday people to rent out various spaces for a short period of time. The name is short for Air…
How did you fare after the events of 2020 financially? If you’re like most people, the struggle was real. Many people found themselves without an income at a days’ notice and wondering how to manage their finances further. There’s a lot of overhyped and oversimplified advice out there that can seem overwhelming. Should you invest…
It’s no secret that one of the keys to being financially independent is having multiple forms of passive income. That means the money is earned from making an investment or a completed project from the past that presently requires little to no work in order to generate ongoing revenue. Investing in property has gained a…