Did you know that the average person in the United States has less than $10,000 saved up? Unfortunately, many people make the mistake of keeping money in a savings account as opposed to investing it. As time goes on, inflation makes each dollar worth less and less. If your money is not growing in an…
For those who’ve fallen behind on their mortgage payments, a letter from their lender may have arrived informing them that their home is at risk of foreclosure. This is akin to someone telling you that your home is on fire, and you need to do something or you might lose your house for good. As…
If you are in your workplace right now reading this article, I would invite you to walk over to your office window and look down at the ground below you. On a rainy day, you will see various rainbows forming on the ground, and although they look very pretty and kids love them, this is…
The current situation involving rising levels of inflation around the world has caused more businesses than ever to reduce their operating costs through a number of different techniques. Indeed, if you are looking for a fantastic way to predict your future spending on information technology, then you could consider partnering with a it managed service company to…
Twenty-two percent of adults in the US have taken out a personal loan. Many adults lean on loans to buy a new home, go through school, and repair their cars. There’s no shame in taking out a loan to improve the life you live! However, it’s important to be educated on the subject before reaching…
Refining your content marketing strategy is a must if you want to stand out from the competition. It’s hard for a business to stand out if it’s following the same trends everyone else is following, isn’t it? That’s why it’s important for your business to stay up to date on what content marketing trends are…
So, you’re a landlord! Congrats! But now comes the hard part—figuring out how much insurance to buy. This is tricky because the cost of landlord insurance depends on a lot of factors, like where your property is located and what kind of coverage you need. Don’t worry, though. We’re here to help! In this post,…
World gambling statistics show that around 1.6 billion people worldwide gamble and 4.2 billion people gamble a minimum of once a year. And these numbers are rising quickly because of online gambling. That’s because not only do people not have the time to go to a casino, but casinos can be incredibly expensive. Traveling, meals…
Did you know that nearly 8% of American adults are currently millionaires? It’s something that we all aspire to do, but very few people obtain it. And contrary to popular belief, you don’t have to be a high-income earner all your life in order to become a millionaire. Nor do you need to be an…
Did you know that the typical American has $92,727 in debt, which includes school loans, mortgages, and credit card debt? Before you start panicking about whether you owe more or less than that amount, there are many ways that you can use to reduce debt. Regardless of how hard you’re working to pay off your debts…
When someone purchases a home, it is one of their happiest days. Falling in tough economic times and losing that home is considered one of the lowest points. Foreclosure happens when the homeowner is unable to maintain their monthly mortgage payment. There are programs to help homeowners save their homes, but it isn’t beneficial to everyone….
At the start of 2022, the median sale price for an American home was $400,600. For many aspiring homeowners, this figure seems out of reach. Even if you have some savings in the bank, how can you come up with the required downpayment amount — let alone afford your monthly mortgage payments? The good news…
It’s no secret that financial management is a big challenge for most small business owners – and the consequences are disastrous. Of the small businesses that fail before their tenth anniversary, financial trouble is responsible for over 80 percent of those failures. As a small business owner, it’s your responsibility to steer your enterprise in…
Did you know that companies in the United States of America are expected to spend almost $1.7 trillion on business travel in the year 2022? Business accounting is a vital part of running a successful business that turns a profit and grows year after year. A big part of being a successful small business owner…
According to CNBC, 36 percent of Americans don’t think they’ll ever have enough money to retire. So if you’ve got a 401k through your employer and you’re making regular pre or post-tax contributions each month, you’re in great shape financially. But as a working professional with a standard 401k and a talent for spotting amazing…
Are you in the real estate business or want to venture into the industry but can’t access conventional loans? Perhaps it’s even got to the point where you’re looking into how to become a lender yourself so that you can then finance your own investments. If so, you’ve most likely considered getting a hard money loan. But,…
Did you know that on average, banks rake in around $9 billion in overdraft fees each year? We’ve all been there at some point or another. Among other common personal banking mistakes, overdrafting on your account is avoidable. So, how do you avoid that dreaded fee and other common banking mistakes? Continue reading for a few…
Cryptocurrency has become one of the most exciting asset classes you could possibly invest in. What began in 2009 with bitcoin has become a multitrillion-dollar cryptocurrency market, with investors from all around the globe. The reason investors are flocking to crypto? The gain potential is huge. New currencies are launched, often for pennies on the…
Work hard, and you’ll prosper, right? While this motto is the heart of the American Dream, not every American believes it’s true in 2022. In fact, only about 58% of Americans think working hard is worth the effort. One reason why that’s the case is because knowledge has increased. We know that the top elite…
Did you know that the market capitalization for the crypto market has reached over $2.5 trillion? Without a doubt, more people start crypto trading every day since it has proven to be a profitable market. But, with so many crypto trading platforms out there, it can be difficult to choose the right one. Would you…